Most landlords require tenants to have a UK guarantor.
What is a guarantor?
A guarantor is someone who agrees to pay your rent if you are not able to. A guarantor may also be liable for other costs such as damages to the property if you don’t pay.
Most private landlords will expect you to have a third-party acting as a guarantor before they'll agree to rent a property to you.
Who can act as my guarantor?
Many students ask a parent or family member to act as their guarantor, but your guarantor can be any person who meets the criteria of the landlord/agent.
Most landlords and agents will ask that your guarantor is an adult who lives and works in the UK. They may also need to be a home owner and give permission for a credit check.
We know this can be difficult for international students, or for UK students who don't have the family support network / financial support to find a guarantor. See below for some alternative suggestions.
Guarantor liability
If you are renting a property with other students then you may be asked to sign the same tenancy agreement.
This is a ‘joint contract’ – you and your housemates are equally responsible for payment of rent and damages. A guarantor on a joint contract could be asked to pay all of the rent, not just your share. Your guarantor may want to seek professional advice before signing their section of the agreement.
We suggest asking your landlord or agent if your guarantor’s liability can be limited to just your rent, or request an individual tenancy agreement.
What if I don’t have a guarantor?
There can be various reasons why you would be unable to find a suitable guarantor. Your family might not be willing or financially able, you no longer have a relationship with your parents, or are an international student with no-one who is a UK resident who could act as a guarantor.
If you are unable to provide a UK guarantor then you might be asked to pay rent in advance – the amount requested can vary from May 2026 it is likely landlords will not be able to charge more than a couple of months rent. This means landlords may no longer be willing to take advance rent instead of a guarantor.
Instead, some private companies will act as your guarantor in return for a fee. Research the company, look at reviews and make sure you read all the terms and conditions before signing up - also make sure your landlord or letting agent is willing to accept the scheme before applying.
Rent Guarantor and Housing Hand are two such companies vthat we are aware of. Please note that uea(su) and UEA do not endorse or work with any private companies, so we cannot provide any assurances about your experience with a private guarantor company.